SHDM description

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Section 95 of the National Housing Act (NHA) 

This federal program, which ran from 1979 to 1994 and was 100% funded by the Canada Mortgage and Housing Corporation (CMHC), allowed the SHDM to build, buy, rehabilitate and manage quality rental housing at affordable prices in the territory of Montréal, i.e. offering rents below market price. The 2,082 housing units managed by the SHDM under this program, which include more than 1,100 independent living units for people over 55, are located in 144 buildings in seven boroughs.

Within the framework of the federal funding program related to housing units under Section 95 of the program, the SHDM has awarded subsidies to a portion of its tenants, according on their income.

In anticipation of the end of the operating agreements of the federal program under Section 95, the SHDM has taken the initiative to preserve its assets and those of its tenants. The SHDM wishes to continue to provide affordable housing to the city's population and mobilize its land assets to diversify or increase its offer and adapt to the new realities in housing.

View the Renting section to find out more
Our units for rent

Use the filters on our interactive map to see the housing units currently for rent

Voir la carte

Acquisition program for rental housing (PALL)

PALL is a Montréal program that underwent its acquisition phase from 1988 to 1995. Its objective was to contribute to the acquisition and renovation of housing, located primarily in disadvantaged neighbourhoods, in order to make it an urban revitalization tool. The management of a large part of those properties is entrusted to non-profit organizations (NPOs).

The 2,283 housing units created under the PALL program are available to all types of households. The SHDM and its managers then established partnerships to develop community support programs adapted to different clienteles. In several projects, organizations involved in community support are offered free rental space or are loaned spaces at modest rates to allow them to be closer to their clienteles.

View the Partners section to find out more

Acquisition program for rooming houses (PAMAC) 

PAMAC is a Montréal program that underwent its acquisition phase from 1988 to 1995. Its goal is to maintain a range of rooming houses in central neighbourhoods of Montréal in the form highly affordable housing for unattached people in need.

NPOs ensure the daily management of these 309 rooms located in 11 buildings and provide community support for tenants with special needs. SHDM rooming houses serve a poorer clientele and, in particular, are among the mechanisms in place to fight homelessness in Montréal.

View the Partners section to find out more

Accès Condos

Flagship of the Corporation’s urban revitalization and residential development mission, the Accès Condos program allows the SHDM and developers to share the risks inherent in real estate projects in destructured areas of Montréal. This sharing of the risks associated with sales enables the SHDM to obtain competitive fixed prices from developers. This is a key advantage that the Corporation passes along in part to buyers in the form of a purchase credit. The credit represents 10% of the sale price and reduces the buyer’s down payment to just $1,000, thus reducing the mortgage loan at the same time. Since its inception in 2005, the Accès Condos program has helped more than 3,600 households, 90% of which were first-time buyers and 34% of which were families, to acquire a quality property at a very competitive price while remaining in Montréal. To accomplish this, the SHDM signed 26 agreements with 17 different developers to create Accès Condos projects in 10 Montréal boroughs.

View the Buyers section to find out more
All Acces Condos Projects

30 Acces Condos accredited completed projects (including individual development phases within a same site)

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Looking for information on accreditation Accès Condos for residential projects? Would you like to be notified of the upcoming dates for submitting proposals for an Accès Condos accreditation? Join our mailing list and ask us your questions by filling this form.

Activities fields
How did you hear about the Condo Access Program ?
I WOULD LIKE TO REGISTER FOR THE SHDM MAILING LIST AND BE INFORMED OF THE UPCOMING DATES FOR SUBMITTING PROPOSALS FOR AN ACCÈS CONDOS ACCREDITATION.
I WISH TO MEET A SHDM REPRESENTATIVE TO OBTAIN INFORMATION ON THE ACCÈS CONDOS PROGRAM AND ITS ACCREDITATION PROCESS.
I WISH TO OBTAIN THE SPECIFICATIONS TO MEET FOR AN ACCÈS CONDOS PROGRAM ACCREDITATION IN ORDER TO SUBMIT A PROJECT.

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Refinancing (Cession of rank)

Is there a change of financial institution?
If yes, please specify the name of your former financial institution.
Attachment to include (copy of the loan agreement and a copy of the mortgage deed)
Non-compulsory. Required if the application is approved.
Copy of the loan agreement
Copy of the mortage deed

You have another question or wish to include a comment? Please write it here :

Time for processing and approval:
Up to 30 days after receiving all requested documents and information.

By clicking "Send my request", you consent to the SHDM processing the personal information contained in this form to manage your request. The way the SHDM collects, uses, communicates, and retains personal information collected in the course of its activities is detailed in the Personal Information section. You may withdraw your consent at any time and request access and/or correction of your personal information by writing to the following email address: [email protected]

The fields in red are required.

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Request for statement of account

Reason for request

You have another question or wish to include a comment? Please write it here :

Pursuant to the Accès Condos Agreement, the SHDM may revise the reference price for the purpose of evaluating the part of the reimbursable increase in value if the sale price does not reflect the property’s market value.

Time for processing and approval:
Up to 30 days after receiving all requested documents and information.

By clicking "Send my request", you consent to the SHDM processing the personal information contained in this form to manage your request. The way the SHDM collects, uses, communicates, and retains personal information collected in the course of its activities is detailed in the Personal Information section. You may withdraw your consent at any time and request access and/or correction of your personal information by writing to the following email address: [email protected]

The fields in red are required.

Send my request

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Approval of resale price

Does this transaction include a parking space?
Have you received the official purchase offer?
If yes, please attach a copy of the documents.
Attachment (if applicable to your situation, join the offer of purchase received)

You have another question or wish to include a comment? Please write it here :

Time for processing and approval:
Up to 30 days after receiving all requested documents and information.

By clicking "Send my request", you consent to the SHDM processing the personal information contained in this form to manage your request. The way the SHDM collects, uses, communicates, and retains personal information collected in the course of its activities is detailed in the Personal Information section. You may withdraw your consent at any time and request access and/or correction of your personal information by writing to the following email address: [email protected]

The fields in red are required.

Send my request

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The fields in red are required.

Transfer between joint purchasers or assignment of property

Please attach the documents required for the evaluation of the application.
Copy of the acceptance letter from the financial institution to transfer the mortgage to the assignee
Bank statement confirming current outstanding loan balance
Copy of the deed of assignment

You have another question or wish to include a comment? Please write it here :

Time for processing and approval:
Up to 21 days after receiving all requested documents and information.

By clicking "Send my request", you consent to the SHDM processing the personal information contained in this form to manage your request. The way the SHDM collects, uses, communicates, and retains personal information collected in the course of its activities is detailed in the Personal Information section. You may withdraw your consent at any time and request access and/or correction of your personal information by writing to the following email address: [email protected]

The fields in red are required.

Send my request

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Form for registering on the list of SHDM suppliers

In accordance with the Act respecting access to documents held by public bodies and the protection of personal information, to which the SHDM is subject as a public body, the supplier consents to the disclosure of his data entered in this registration form.

The SHDM appreciates your interest and thanks you for having filled out this form. By being on our list of suppliers, we will be able, if necessary, to invite you to send us a quotation (bid).
SHDM is under no obligation of any kind to suppliers who fill out the form.
Do you have any purchase-related questions? Email your questions directly to: [email protected]

At any time, consult our call for tender notices on the SEAO site at www.seao.ca to check whether calls for tender in your area of activity have been posted by SHDM.

The fields in red are required.

If you consider it useful, you may add documents to complete your company's profile.

Enclose document 1
Enclose document 2
Enclose document 3

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Estimate the amount to be reimbursed to the SHDM

Breakdown of the value of your property i
To know the purchase price of your condo, refer to the notarized deed of sale of your co-ownership unit.X


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In the event of disparity between the amounts produced with this calculator and those of the statement of account produced by the SHDM, the latter has priority.

Fields in red are required. Make sure they are filled correctly.

Request for service

To facilitate the process and to better serve you, you can make a request for service online by filling out this form.

If it is an urgent repair (Example: a non-functional toilet, a water leak, a heating break), call 514 380-SHDM (7436) immediately. 24/7 emergency service is available.

When working in your home, we ask you to keep a distance of 2 metres from our employee, at all times.

Enter your postal address number and select the address that appears in the boxX
Leave the field blank if there is no apartmentX
Please indicate the phone number that will allow the attendant to reach you to schedule an appointmentX
An email address is required to track your service requestX
Select the nature of the service requested, by clicking on one of the choice presented below
If you have multiple service requests, please submit one form per request.X

Administrative request
Question regarding your lease access to the technician for internet, parking, mail, RL-31 slip, refund of a deposit, complaint, etc.



Request for repair
Electrical problems, plumbing, windows, doors, lock, intercom, plaster, painting, etc.



Request for cleaning and maintenance
Cleaning and maintenance of common areas, snow removal and maintenance of outdoor spaces, extermination, waste management: trash, recycling, food waste, etc.

Briefly describe the nature of your request:
Attachment (if necessary):
You can attach up to three files whose combined size does not exceed 20 MBX
In case of your absence, do you authorize the SHDM team to enter your home?

In all cases, a representative of the SHDM will contact you as soon as possible before going to your home.

By clicking "Send my request", you consent to the SHDM processing the personal information contained in this form to manage your request. The way the SHDM collects, uses, communicates, and retains personal information collected in the course of its activities is detailed in the Personal Information section. You may withdraw your consent at any time and request access and/or correction of your personal information by writing to the following email address: [email protected]

Fields in red are required. Make sure they are filled correctly.

Send the request

By clicking on "Send the request", a tracking number will appear on your screen. Please take note of it and communicate it to our team during your next follow-ups.